Climb Credit: Fueling Career Training With Accessible Financing
- Heather Harman
- Mar 8
- 3 min read
Imagine you have a clear goal: to get a promotion at work, or to even get a whole new job you love. The only thing standing between you and that goal? You lack the essential skills required for the role. So, you research and find the perfect program to get the training you need to achieve your career goal.
Now you run into another problem — you lack the financial muscle to fund your way through school. The average college tuition in the United States costs $38,270 per year, so you’re not alone — many new and returning students need a little help affording the training they need to build their skills.
With Climb Credit, you have a partner to help you navigate the world of career-focused and skills-focused education loans. Learn how Climb can help you balance finances during career development to open up new opportunities.
The Climb Credit Advantage: A Holistic Approach to Career Training
If you’re thinking, “What makes Climb Credit different from other education loans?” Well, there’s a lot that stands out when it comes to Climb, including:
Focus on Workforce Development
Climb Credit doesn’t only focus on the financial aspect of career education, as many other loan providers do. With Climb, you (the learner) get career development resources throughout your journey, whether that means upskilling, reskilling, or career transformation. Climb Credit partners with schools focusing on career training. That way, you can hit the ground running with the necessary tools to make your career move.
Accessible Financing
There's no question that tuition fees in the U.S. are high, but career development doesn’t have to strain your budget. Climb Credit recognizes a disconnect in the industry regarding career training and viable payment options. All too often, opportunities for education loans are inflexible or not available for career-focused education programs — and the last thing you want to deal with when starting your new career are credit cards with variable or high interest rates and unfavorable terms.
Climb Credit addresses this gap through affordable fixed-interest payments. When you apply for an education loan through Climb, you can choose from affordable and flexible payment options if you attend its partner schools.
Why Invest in Your Education Through Climb?
Financing your education through Climb Credit can open the door to a new world of possibilities.
Overcome Financial Barriers
Since Climb focuses on providing accessible training, you can rest assured that you’re getting fixed rates and short repayment lengths. For most of its loans, Climb’s annual percentage rates (APRs) are below 19 percent* and the repayment periods are typically 3 years or less for most programs. The short repayment terms allow you to pay off your debt quickly as you start your career. Climb caters to individuals from all backgrounds, including underserved communities, and with some of Climb’s payment plan options, you can qualify for financing even if you have a low credit score.
Build Your Career Skills
Career training is a surefire way of increasing your competitiveness in the job market. Upskilling while still employed can provide the skills you need to stay competitive and work with new technologies. Additionally, when you improve your skills, you can open up more opportunities for career growth.
Get Personalized Support
With Climb Credit, you don’t just get accessible and affordable education loans — you also receive guidance and resources to apply for jobs after your program. Additionally, if you have questions about paying for a career training program, Climb’s student success team is available through live chat M-F 10AM-8PM ET.
Move Forward in Your Career With Climb Credit
There are so many advantages to taking upskilling and reskilling courses. And with Climb Credit, figuring out the finances doesn’t have to add extra stress to your plans for career training, or cause you to dismiss your plans for career development altogether. With affordable rates and a student-centered approach, Climb is your best partner for unlocking career training.
Ready to get started? Apply now to take the first step toward career training.
Climb (NMLS 1240013) encourages students to do thorough research in selecting a training program that meets their unique needs. Details provided by Climb are for information purposes only and are not meant to qualify an institution or be relied upon in determining which institution is right for you.
*APRs on loans range from 0.00%–36.00%. The APR includes an up to 5% origination fee. 0% APR loans are only available at schools which have elected to offer that product. Actual interest rates vary within this range based on a number of factors, including your state of residence, credit history, and applicable lending laws and regulations. Applicable fees are disclosed in the loan note and payment plan contract.
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